Flywire Corp Stock Analysis

FLYW Stock  USD 11.29  1.29  10.25%   
Below is the normalized historical share price chart for Flywire Corp extending back to May 26, 2021. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Flywire Corp stands at 11.29, as last reported on the 4th of February, with the highest price reaching 12.56 and the lowest price hitting 11.25 during the day.
IPO Date
26th of May 2021
200 Day MA
12.408
50 Day MA
13.9758
Beta
1.281
 
Covid
 
Interest Hikes
Flywire Corp holds a debt-to-equity ratio of 0.062. At this time, Flywire Corp's Debt To Equity is fairly stable compared to the past year. Long Term Debt To Capitalization is likely to climb to 0.05 in 2026, whereas Net Debt is likely to drop (466.4 M) in 2026. Flywire Corp's financial risk is the risk to Flywire Corp stockholders that is caused by an increase in debt.

Asset vs Debt

Equity vs Debt

Flywire Corp's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Flywire Corp's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Flywire Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Flywire Corp's stakeholders.
For many companies, including Flywire Corp, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Flywire Corp, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Flywire Corp's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
1.9016
Enterprise Value Ebitda
36.7939
Price Sales
2.6391
Shares Float
83.7 M
Wall Street Target Price
17.1923
At this time, Flywire Corp's Total Stockholder Equity is fairly stable compared to the past year. Stock Based Compensation is likely to climb to about 78.4 M in 2026, whereas Common Stock Total Equity is likely to drop 6,600 in 2026. . At this time, Flywire Corp's Price Earnings Ratio is fairly stable compared to the past year. Price Book Value Ratio is likely to climb to 2.97 in 2026, despite the fact that Price Earnings To Growth Ratio is likely to grow to (7.36).
Flywire Corp is undervalued with Real Value of 12.17 and Target Price of 17.19. The main objective of Flywire Corp stock analysis is to determine its intrinsic value, which is an estimate of what Flywire Corp is worth, separate from its market price. There are two main types of Flywire Corp's stock analysis: fundamental analysis and technical analysis.
The Flywire Corp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Flywire Corp is usually not traded on Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day ( substitute day ), Independence Day. Flywire Stock trading window is adjusted to America/New York timezone.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Flywire Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in producer price index.
For more information on how to buy Flywire Stock please use our How to Invest in Flywire Corp guide.

Flywire Stock Analysis Notes

About 97.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.9. Some equities with similar Price to Book (P/B) outperform the market in the long run. Flywire Corp recorded a loss per share of 0.02. The entity had not issued any dividends in recent years. Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Canada, and the United Kingdom, and internationally. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts. Flywire Corp operates under Information Technology Services classification in the United States and is traded on NASDAQ Exchange. It employs 665 people. To learn more about Flywire Corp call Michael Massaro at 617 329 4524 or check out https://www.flywire.com.

Flywire Corp Quarterly Total Revenue

200.14 Million

Flywire Corp Investment Alerts

Flywire Corp generated a negative expected return over the last 90 days
Flywire Corp has high likelihood to experience some financial distress in the next 2 years
Over 97.0% of the company shares are owned by institutional investors
Latest headline from finance.yahoo.com: Luxury Travelers Prioritize Exclusivity Over Extravagance, Plan Higher Spend in 2026, Flywire Survey Reveals

Flywire Largest EPS Surprises

Earnings surprises can significantly impact Flywire Corp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-08-06
2024-06-30-0.1-0.11-0.0110 
2023-11-07
2023-09-300.10.08-0.0220 
2021-08-10
2021-06-30-0.14-0.16-0.0214 
View All Earnings Estimates

Flywire Corp Environmental, Social, and Governance (ESG) Scores

Flywire Corp's ESG score is a quantitative measure that evaluates Flywire Corp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Flywire Corp's operations that may have significant financial implications and affect Flywire Corp's stock price as well as guide investors towards more socially responsible investments.

Flywire Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Jennison Associates Llc2025-06-30
1.8 M
Primecap Management Company2025-06-30
1.5 M
Voloridge Investment Management, Llc2025-06-30
1.5 M
Marshall Wace Asset Management Ltd2025-06-30
1.4 M
Franklin Resources Inc2025-06-30
1.4 M
Morgan Stanley - Brokerage Accounts2025-06-30
1.3 M
Citadel Advisors Llc2025-06-30
1.3 M
Ameriprise Financial Inc2025-06-30
1.3 M
Wellington Management Company Llp2025-06-30
1.2 M
Vanguard Group Inc2025-06-30
11.1 M
Cadian Capital Management Lp2025-06-30
9.8 M
Note, although Flywire Corp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Flywire Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.54 B.

Flywire Profitablity

Last ReportedProjected for Next Year
Return On Capital Employed(0.01)(0.01)

Management Efficiency

At this time, Flywire Corp's Return On Tangible Assets are fairly stable compared to the past year. Return On Assets is likely to climb to 0 in 2026, whereas Return On Capital Employed is likely to drop (0.01) in 2026. At this time, Flywire Corp's Net Tangible Assets are fairly stable compared to the past year. Non Currrent Assets Other is likely to climb to about 29 M in 2026, whereas Non Current Assets Total are likely to drop slightly above 219.8 M in 2026. Flywire Corp's management efficiency ratios could be used to measure how well Flywire Corp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 5.90  6.20 
Tangible Book Value Per Share 3.96  4.16 
Enterprise Value Over EBITDA 94.23  98.94 
Price Book Value Ratio 2.83  2.97 
Enterprise Value Multiple 94.23  98.94 
Price Fair Value 2.83  2.97 
Enterprise Value2.3 B3.3 B
The strategic vision of Flywire Corp management plays a critical role in its financial performance. By evaluating this vision, we provide insights into the stock's growth potential.
Operating Margin
0.1577
Profit Margin
(0)
Beta
1.281
Return On Assets
0.0083
Return On Equity
(0)

Technical Drivers

As of the 4th of February, Flywire Corp shows the Variance of 4.87, standard deviation of 2.21, and Mean Deviation of 1.57. Flywire Corp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Flywire Corp market risk adjusted performance and treynor ratio to decide if Flywire Corp is priced favorably, providing market reflects its regular price of 11.29 per share. Given that Flywire Corp has information ratio of (0.14), we urge you to verify Flywire Corp's prevailing market performance to make sure the company can sustain itself at a future point.

Flywire Corp Price Movement Analysis

Execute Study
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Flywire Corp middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Flywire Corp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Flywire Corp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Flywire Corp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Flywire Corp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Flywire Corp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Peter Butterfield over a month ago
Disposition of 8120 shares by Peter Butterfield of Flywire Corp at 13.6895 subject to Rule 16b-3
 
Michael Massaro over two months ago
Acquisition by Michael Massaro of 107538 shares of Flywire Corp at 0.35 subject to Rule 16b-3
 
Santos Edwin J over six months ago
Disposition of 5466 shares by Santos Edwin J of Flywire Corp at 10.04 subject to Rule 16b-3
 
Michael Massaro over six months ago
Disposition of 26514 shares by Michael Massaro of Flywire Corp at 10.79 subject to Rule 16b-3
 
Michael Massaro over six months ago
Disposition of 26514 shares by Michael Massaro of Flywire Corp at 10.79 subject to Rule 16b-3
 
Howard Gretchen over six months ago
Acquisition by Howard Gretchen of 16990 shares of Flywire Corp subject to Rule 16b-3
 
Orgel Rob over six months ago
Acquisition by Orgel Rob of 444976 shares of Flywire Corp subject to Rule 16b-3
 
Michael Massaro over six months ago
Disposition of 18435 shares by Michael Massaro of Flywire Corp at 3.28 subject to Rule 16b-3
 
Riese Phillip John over six months ago
Disposition of 240000 shares by Riese Phillip John of Flywire Corp at 0.2 subject to Rule 16b-3
 
Michael Massaro over a year ago
Acquisition by Michael Massaro of 657236 shares of Flywire Corp subject to Rule 16b-3
 
David King over a year ago
Disposition of 3381 shares by David King of Flywire Corp at 16.949 subject to Rule 16b-3
 
Peter Butterfield over a year ago
Disposition of 4760 shares by Peter Butterfield of Flywire Corp at 20.6826 subject to Rule 16b-3

Flywire Corp Outstanding Bonds

Flywire Corp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Flywire Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Flywire bonds can be classified according to their maturity, which is the date when Flywire Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Flywire Corp Predictive Daily Indicators

Flywire Corp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Flywire Corp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Flywire Corp Corporate Filings

13A
30th of January 2026
An amended filing to the original Schedule 13G
ViewVerify
8K
14th of January 2026
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
9th of January 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F3
7th of January 2026
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
F4
2nd of January 2026
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
30th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
11th of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
3rd of December 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Flywire Corp Forecast Models

Flywire Corp's time-series forecasting models are one of many Flywire Corp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Flywire Corp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Flywire Corp Debt to Cash Allocation

Many companies such as Flywire Corp, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
Flywire Corp currently holds 1.72 M in liabilities with Debt to Equity (D/E) ratio of 0.06, which may suggest the company is not taking enough advantage from borrowing. Flywire Corp has a current ratio of 3.84, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about Flywire Corp's use of debt, we should always consider it together with its cash and equity.

Flywire Corp Total Assets Over Time

Flywire Corp Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Flywire Corp uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Flywire Corp Debt Ratio

    
  0.17   
It appears most of the Flywire Corp's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Flywire Corp's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Flywire Corp, which in turn will lower the firm's financial flexibility.

Flywire Corp Corporate Bonds Issued

Flywire Short Long Term Debt Total

Short Long Term Debt Total

1.47 Million

At this time, Flywire Corp's Short and Long Term Debt Total is fairly stable compared to the past year.

About Flywire Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Flywire Corp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Flywire shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Flywire Corp. By using and applying Flywire Stock analysis, traders can create a robust methodology for identifying Flywire entry and exit points for their positions.
Last ReportedProjected for Next Year
Operating Profit Margin(0.01)(0.01)
Net Profit Margin 0.01  0.01 
Gross Profit Margin 0.58  0.50 

Current Flywire Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Flywire analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Flywire analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
17.19Buy16Odds
Flywire Corp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Flywire analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Flywire stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Flywire Corp, talking to its executives and customers, or listening to Flywire conference calls.
Flywire Analyst Advice Details

Flywire Stock Analysis Indicators

Flywire Corp stock analysis indicators help investors evaluate how Flywire Corp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Flywire Corp shares will generate the highest return on investment. By understating and applying Flywire Corp stock analysis, traders can identify Flywire Corp position entry and exit signals to maximize returns.
Begin Period Cash Flow654.6 M
Common Stock Shares Outstanding129.3 M
Total Stockholder Equity814.8 M
Total Cashflows From Investing Activities-215.8 M
Tax Provision-1 M
Quarterly Earnings Growth Y O Y-0.233
Property Plant And Equipment Net17.2 M
Cash And Short Term Investments611.1 M
Cash495.2 M
Accounts Payable15.4 M
Net Debt-493.5 M
50 Day M A13.9758
Total Current Liabilities289.8 M
Other Operating Expenses499.4 M
Non Current Assets Total359.6 M
Forward Price Earnings17.2117
Non Currrent Assets Other24 M
Stock Based Compensation64.9 M

Additional Tools for Flywire Stock Analysis

When running Flywire Corp's price analysis, check to measure Flywire Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Flywire Corp is operating at the current time. Most of Flywire Corp's value examination focuses on studying past and present price action to predict the probability of Flywire Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Flywire Corp's price. Additionally, you may evaluate how the addition of Flywire Corp to your portfolios can decrease your overall portfolio volatility.